Residencia No Lucrativa VS Residencia de Inversionista
Determinar el tipo de residencia, debe ser una de las principales decisiones de los ciudadanos extranjeros interesados en residir, trabajar o emprender un negocio en España. Para optar por una u otra, es fundamental conocer las principales diferencias, ventajas e inconvenientes entre la residencia no lucrativa y la residencia para inversores.
Residencia No Lucrativa
¿Cuáles son los requisitos económicos?
- Acreditar disponer de 25.560€ al año para el titular, más 6.390€ para cada familiar.
¿Qué ventajas supone?
- Permiso de residencia para el titular, su cónyuge e hijos menores de edad.
- Autoriza a realizar actividades mercantiles.
- A su vencimiento puede modificarse a Residencia por Trabajo por cuenta propia.
- Computan tiempo de residencia efectiva para la adquisición de la nacionalidad española.
¿Qué desventajas supone?
- La adquisición de Residencia Fiscal y la obligación de pagar impuestos en España por la renta mundial del contribuyente.
Para su renovación debe demostrarse:
- Residencia efectiva durante 6 meses al año por lo menos en España.
- Debe mantener los mismos niveles de solvencia económica.
Conoce detalladamente los requisitos para la Residencia No Lucrativa.
Residencia para Inversionistas
¿Cuáles son los requisitos económicos?
Debe realizar una cualesquiera de las siguientes inversiones:
- 2.000.000€ Deuda Pública Española.
- 1.000.000€ en Sociedades o Bancos.
- 500.000€ en Inmuebles
Asimismo, se debe acreditar:
- Disponer de 25.560€ al año para el titular, más 6.390€ para cada familiar.
¿Qué ventajas supone?
- Permiso de residencia para el titular y los miembros de su familia (cónyuge o hijos) menores de edad.
- No limita tiempo de residencia en España, por lo cual, usted decide si se convierte en residente fiscal o utiliza la residencia como un mero visado de entradas múltiples sin un límite máximo de estancia.
- Autoriza a realizar actividades mercantiles y laborales.
- Computan tiempo de residencia efectiva para la adquisición de la nacionalidad española.
¿Qué desventajas supone?
- Los hijos mayores de edad adquieren residencia solo si demuestra dependencia por motivos de salud.
- Los inmuebles adquiridos no pueden poseer gravámenes.
Para su renovación debe demostrarse:
- Debe demostrarse que se mantiene la inversión o la realización de una nueva respetando las cuantías establecidas.
- Debe mantener los mismos niveles de solvencia económica.
La Residencia Fiscal en España se adquiere por permanecer más de 183 días naturales al año o radicar en España en núcleo principal o la base de sus actividades o intereses económicos, de forma directa o indirecta. Asimismo, ambas residencias conceden el derecho a viajar libremente por todo el territorio Schengen.
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